Every changing figure is source-fetched. MFA shows when the underlying source actually updates, then connects the number to math that uses that exact figure.
Data status
Markets live · other sources refreshing
Markets Sep 12, 7:35 AM · full check Not refreshed yet
Index data is fetched every five minutes while this page is open. Underlying exchange/index feeds can be delayed; the timestamp shown is the source timestamp.
S&P 500
+0.86%
Index level 7,656.98 · +65.28 points vs. prior close
A broad snapshot of large U.S. companies. Translate the displayed percentage move into dollars on a hypothetical portfolio instead of reacting to the headline.
Source: Yahoo Finance index data · may be delayedNasdaq Composite
+0.96%
Index level 26,333.04 · +251.31 points vs. prior close
A tech-heavy index that can swing more sharply than the broad market. See what the move would mean in dollars for a portfolio of your size.
Source: Yahoo Finance index data · may be delayedDow Jones
+0.98%
Index level 52,573.3 · +509.20 points vs. prior close
A 30-company price-weighted index. Useful context, but not a complete picture of the U.S. stock market.
Source: Yahoo Finance index data · may be delayedOfficial or institutional series, refreshed on page load according to each source's publication schedule.
30-year fixed mortgage
6.66%
Even a one-point rate difference can materially change a mortgage payment. Use the exact source-dated national benchmark shown here in the mini-calculator.
Source: Freddie Mac PMMS via FRED15-year fixed mortgage
5.98%
Shorter terms usually mean a higher monthly payment but much less total interest. The calculation below uses the exact rate shown here.
Source: Freddie Mac PMMS via FRED10-year U.S. Treasury
4.67%
A key reference rate for borrowing and valuations. Estimate annual interest at the displayed par yield without pretending the yield is a guaranteed compound return.
Source: U.S. Treasury series via FREDFed funds target range
3.50%–3.75%
The policy range influences short-term borrowing and savings rates, but your bank APY or credit-card APR does not have to equal the Fed rate.
Source: Federal Reserve target range via FREDMonthly official releases. MFA fetches the latest available observation; it does not manufacture a newer number between releases.
12-month CPI inflation
3.4%
Translate the inflation rate into an estimated change in the annual cost of a spending basket you choose.
Source: BLS CPI via FREDU.S. unemployment rate
4.10%
A broad labor-market measure. Your industry, location and job level can look very different, so this one is context rather than a personal calculator.
Source: BLS Employment Situation via FREDPublished annual rules. MFA source-checks these against official federal pages and only activates a new year after the full rules payload passes validation.
401(k) employee limit
$24,500
Enter what you've already contributed and your remaining paychecks to see what it takes per paycheck to reach the general employee limit.
Source: IRSIRA contribution limit
$7,500
See the remaining room against the general 2026 IRA contribution limit. Eligibility and deductibility are separate questions.
Source: IRSTrump Account general annual limit
$5,000
Track remaining annual contribution room without treating a Trump Account and a 529 as interchangeable.
Source: IRSAnnual gift-tax exclusion
$19,000
Estimate how much of a gift is above the annual exclusion. Being above the exclusion does not automatically mean gift tax is owed.
Source: IRSFrom today to context
Money Today is the fast layer: current source readings and math using the exact figure on screen. MFA Atlas is the deeper layer when you want history, the next economic release, comparisons and the forces behind the number.