Official terms first. Community data second.

Open an eligible checking account with the promotion by February 2, 2027, receive at least 2 qualifying direct deposits totaling $2,000 or more, and complete at least 20 qualifying debit-card purchases within 120 days.

Tax: Truist may report promotional rewards to the IRS as required by law; verify your own tax treatment.

• • A valid promotion enrollment/code is required at account opening
• • Both the direct-deposit and 20-purchase requirements must be completed
• • Account eligibility and regional availability rules apply

Receive an eligible direct deposit by December 31, 2026. During the 25-day evaluation period, $1,000–$4,999.99 in eligible direct deposits earns the lower tier and $5,000 or more earns the $400 tier under the current public offer.

Tax: SoFi states promotional bonuses may be reportable as miscellaneous income. Verify your tax treatment.

• • Bonus amount depends on eligible direct-deposit volume during the evaluation period
• • Eligibility and account-good-standing rules apply

Open an eligible Northwest Affinity checking account with promo code EARN400 by December 31, 2026 and receive qualifying direct deposits totaling $1,000 or more within a single statement cycle during the first three statement cycles.

Tax: Bank promotional bonuses can be taxable; verify Northwest reporting and your own tax treatment.

• • Promo code EARN400 is required; the offer page can apply it automatically
• • Eligibility is limited to specified counties/ZIP codes within Northwest's footprint, so a matching state alone does not guarantee eligibility
• • The $1,000 direct-deposit total must occur within one statement cycle in the first three statement cycles
• • Account must satisfy new-customer and offer-eligibility terms

Open a new 360 Checking account with promo code CHECKING250 and receive at least 2 qualifying direct deposits of $500 or more each within 75 days of account opening.

Tax: Capital One states the bonus is reported on IRS Form 1099-INT; verify your own tax treatment.

• • MFA models the two $500 deposits as a $1,000 total direct-deposit hurdle, but the official offer requires two separate qualifying deposits
• • Prior 360 Checking, Simply Checking or Total Control Checking ownership on or after January 1, 2024 can make you ineligible
• • Account must remain open and in good standing through payout