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Salary Power Map

Where does your paycheck go furthest?

Enter a salary and watch the U.S. change. Compare source-verified 2026 federal + payroll rules with the separately versioned 2026 state-tax model, then adjust the result for BEA regional price levels to see purchasing power.

2024 is the current verified MFA RPP model and current BEA observation vintage

BEA released the current 2024 vintage Feb 19, 2026 · next scheduled release Dec 10, 2026.

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$

0.0% of salary. 2026 employee deferral limit: $24,500. Catch-up: +$8,000 at 50+, or +$11,250 if you turn 60–63 in 2026, if your plan allows.

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Examples: pre-tax health insurance premiums, HSA/FSA contributions, commuter benefits or other payroll deductions outside your 401(k). Enter the annual household total.

Interactive U.S. map

Muted rose = lower, sage = higher cost-adjusted purchasing power. Hover or tap the map, or use the state selector.

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Higher

Selected state

New York

#47 of 50

Purchasing-power rank · 2024 BEA price index: 107.9

Traditional 401(k)$0
Other pre-tax deductions$0
Federal income tax$13,170
State income tax$4,860
Social Security + Medicare$7,650
Estimated take-home$74,320
Cost-adjusted purchasing power$68,865

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Inputs, estimates & source dates

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Where $100,000 goes furthest

Where it stretches least

City / metro comparison

Compare 367 U.S. metro areas

BEA metro price levels capture the cost side; choose the state where you would actually live for the tax side. Multi-state metros like New York let you choose NY, NJ or PA.

Metro A

%

Use 0 if none/unknown.

BEA price index

112.6

Buying-power adjusted

$66,025

Metro B

%

Use 0 if none/unknown.

BEA price index

114.2

Buying-power adjusted

$69,362

Miami-Fort Lauderdale-West Palm Beach, FL has about $3,336 more annual cost-adjusted purchasing power in this scenario. Local taxes are included only if you enter them manually.
ZIP lookup beta

Try your ZIP code

MFA resolves the ZIP to a city/state. If that city maps cleanly to a BEA metro, it uses the metro cost index; otherwise it falls back to the state cost index.

Enter a ZIP to see its state tax + regional cost estimate.

2026 state tax brackets
Tax Foundation compilation Regional Price Parities
U.S. Bureau of Economic Analysis 2026 federal rules
Internal Revenue Service

Educational estimates only. State calculations use published 2026 brackets and listed standard deductions/exemptions but omit many credits, special deductions and reciprocity rules. Local taxes are not automatic. BEA RPPs are annual observation-year price levels, not current-year inflation estimates. MFA is using the validated 2024 state + metro tables; the live BEA status above distinguishes a current official 2024 vintage from a newer release waiting for full-table validation. They are not a personal household budget.