U.S. FHFA House Price Index
↑ 1.08% vs prior
719.87Apr 2026
MFA Atlas
Put today's numbers in context.
Start with the latest source observation, then move across decades, countries, rates, credit, commodities and housing — with every series and release tied back to its source.
Housing
Housing, prices and affordability.
Connect home prices and mortgage rates with supply, sales, inventory and local FHFA rankings.
At a glance
Housing right now
Prices, mortgage costs, construction and demand in one quick read.
Latest source observationsMFA checked Oct 27, 5:40 AM EDTRefreshed on page return/focus and periodically while open. Market series here are source observations, not tick-by-tick quotes.
What changed
Home-price index rose 1.08% from the prior quarter · Mortgage rates fell to 7.32% · Housing starts declined to 1.22M
TrendsThe essentials
Tap or drag a chart to inspect exact values.30-year mortgage rate
↓ 0.08 pp vs prior
7.32%Oct 2026
Housing starts
↓ 67K vs prior
1.22MSep 2026
New-home sales
↑ 41K vs prior
684KAug 2026
Derived housing chart
What did the median new-home mortgage payment look like?
Atlas combines the observed median U.S. new-home sale price with the prevailing 30-year mortgage rate to model principal-and-interest through time.
Down payment
Formula: median new-home price × (1 − down payment) financed for 30 years at the observed Freddie Mac 30-year fixed mortgage rate. This is principal and interest only; it excludes property taxes, insurance, HOA, closing costs and differences between new-home and existing-home prices.
Sources: U.S. Census Bureau/HUD median new-home sales price (MSPNHSUS) + Freddie Mac Primary Mortgage Market Survey 30-year fixed rate (MORTGAGE30US), delivered through FRED. MFA checked Oct 27, 5:40 AM EDT.
Housing by place
Where home prices are moving now.
State and metro house-price changes from FHFA. This measures price movement, not affordability, inventory or whether a place is a good investment.
StatesPurchase-only HPI · ranked by 1-year change
Place1Y5Y
#1Alaska
+8.30%+37.34%#2Vermont
+7.29%+52.18%#3Hawaii
+5.82%+37.99%#4Illinois
+5.61%+43.96%#5West Virginia
+5.58%+39.71%#6Wisconsin
+4.82%+46.03%#7North Dakota
+4.80%+32.12%#8Connecticut
+4.69%+49.56%#9Rhode Island
+4.65%+45.48%#10New Jersey
+4.59%+50.51%#11Ohio
+4.41%+41.88%#12Kentucky
+4.25%+39.46%MetrosAll-transactions HPI · 238+ current metros
Metro1Y1Q
#1Urban Honolulu, HI
+11.06%+4.44%#2Grand Junction, CO
+8.78%+3.84%#3Bloomington, IL
+8.71%+5.75%#4Kenosha, WI
+8.36%+4.40%#5Rockford, IL
+8.15%+3.58%#6Niles, MI
+7.61%+2.98%#7Scranton--Wilkes-Barre, PA
+7.51%+4.04%#8Racine-Mount Pleasant, WI
+7.20%+3.84%#9Albany-Schenectady-Troy, NY
+6.96%+2.75%#10Canton-Massillon, OH
+6.84%+1.49%#11South Bend-Mishawaka, IN-MI
+6.72%+3.65%#12Norwich-New London-Willimantic, CT
+6.36%+4.15%#13Nassau County-Suffolk County, NY (MSAD)
+6.35%+2.01%#14Newark, NJ (MSAD)
+6.34%+2.92%#15Lancaster, PA
+6.25%+1.79%