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Paycheck & Taxes

State Paycheck Comparison Calculator

Compare estimated take-home pay in two states side by side using the same income and household assumptions.

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Quick-mode assumptions: $0 of Traditional 401(k) deferrals and $0 of other annual pre-tax deductions. Open Full to edit retirement deductions.

New York

$87,210/year

State income tax$6,040
BEA price index107.9
Cost-adjusted buying power$80,809

Florida

$93,250/year

State income tax$0
BEA price index103.4
Cost-adjusted buying power$90,172
Florida gives you $6,040/year more estimated take-home than New York. After BEA price-level adjustment, the purchasing-power difference is about $9,362/year.

See all 50 states on the interactive map

Plus 367 metros and ZIP lookup.

Uses source-verified 2026 federal rules, the separately versioned 2026 state-tax dataset, and 2024 BEA regional price parities released in 2026. This compares the same entered household income across states; it does not model child/dependent credits, many other credits, local income taxes, housing choice, childcare, healthcare, or a change in salary after moving. BEA price parity is a broad cost-level adjustment, not a personal household budget. Other pre-tax deductions reduce modeled federal/state taxable income while payroll taxes are conservatively kept on gross wages.

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Job Offer Comparator Pro

Compare base, bonus, equity, 401(k) match, benefits, commute, taxes and effective hourly value. The workbook is being built as a reusable companion to MFA's free web tools.

Planned workbook: 2-offer model · benefit valuation · sensitivity table.

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Educational estimates only. Not financial, tax, investment, legal, payroll, mortgage, or insurance advice. Results may vary based on rates, tax rules, lender terms, state laws, and personal circumstances. Financial values entered into supported calculators may be stored privately with technical data such as IP address for MFA analytics, security, debugging and product improvement. Do not enter account numbers, passwords, Social Security numbers or login credentials. Privacy details.