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Decision Lab

A clearer choice. A plan you can keep.

Run the numbers, compare two results, keep your reasoning and choose when to review it.

Start without an account. Saved drafts stay in this browser; sign in to copy them to My MFA. Sign in

Keep your reasoning as you go.

Plan together →

Choose a starting point

You do not need two saved results to begin.

Your next move

Bring the second possibility into view.

Attach two results or try the quick cash comparison below.

Compare two options

1. Frame the decision

New decision

2. Put the results side by side

Open a connected tool below and use “Add to Decision Lab” on its result. Compare the same time horizon and assumptions. These are saved snapshots, not automatically refreshed quotes.

Option A

Add your first possibility

Use the quick comparison below, or bring back a result from a connected tool.

Option B

Add the alternative

Use the quick comparison below, or bring back a result from a connected tool.

Keep reasoning, next steps & a review date

3. Keep the reasoning

4. Connect the next steps

0 of 3 complete

Opening a tool saves your decision first. Mark a step complete when you have reviewed it.

5. Choose a review date

Set your own closing, enrollment, bonus or review deadline. MFA does not infer an official deadline from your notes.

No active reminder

Unsaved changes save before the calendar file is created. Import the .ics file into your calendar to activate a one-day-before alert. Calendar settings control delivery. Saved deadlines also appear here and in My MFA; email or push delivery is not enabled. Updating a date here does not change a calendar event you already imported.

From estimate to experience

What did you choose? How did it work out?

Record your result when you know it. Compare the same measure and period: final closing costs with estimated closing costs, or actual annual value with estimated annual value. A borrowing-cost forecast is not cash to close.

Record your choice & outcome

Add an estimate and an actual amount to see the difference. Blank values are not treated as zero.

Recorded by you. MFA does not verify actual results or attribute changes to a particular action. Save the decision to keep this record.

Optional household workspace

Make the choice together.

Share a separate copy of a selected decision with someone you invite. Viewer access can read it; editor access can save new versions. Your account baseline, wallet and other private decisions are outside this workspace.

Explicit access · retained versions

Start your decision above as a guest. Sign in to create or join a private household workspace.

Sign in for household access