The MyFriendAlex Money Checklist
10 money moves every adult should understand — from your 401(k) match to beneficiaries, emergency funds, investing basics, and estate planning.
What's on the checklist?
Understand your 401(k) match
Free money from your employer — make sure you're getting all of it.
Set up beneficiaries
Who gets your accounts if something happens? Most people skip this.
Build an emergency fund
3–6 months of expenses saved in a high-yield savings account.
Learn index fund basics
Understand what index funds and ETFs are before you invest.
Start a simple budget
Track your money without making your life miserable.
Check your insurance coverage
Health, auto, renters/homeowners, life — are you covered?
Understand Roth vs Traditional
Know the difference so you make smarter retirement choices.
Know your net worth
Assets minus debts. The simplest snapshot of your financial health.
Create a basic will
It's easier than you think, and your family will thank you.
Build wealth-building habits
Automate savings, invest consistently, avoid lifestyle inflation.